The Shirt 2017 features football players, ‘Here Come the Irish’

first_imgFor the first football season with the new Jumbotron, students will see themselves wearing navy, the color of this year’s The Shirt.The design for the front of The Shirt features football players holding hands, and the back carries an excerpt from the lyrics of the song “Here Come the Irish,” which was written by former football player and special guest of the unveiling ceremony John Scully. According to a University press release, this is the first time The Shirt has been navy since 2012. Michael Yu | The Observer Members of the Notre Dame cheerleading team don the 2017 edition of the shirt as they cheer at the unveiling ceremony at the Hammes Bookstore on Friday.Justin McCurdy, president of The Shirt committee, said this year’s design encompasses various aspects of Notre Dame football games.“It’s crisp, it’s clean, it’s Notre Dame, the navy, and it captures all aspects of the start of a football game: the players walking out, the fans getting the chills when the song comes on, the cheerleaders running out of the tunnel,” McCurdy said. “It just incorporates that beginning that we all know to the Notre Dame football games.”Kristin Andrejko, vice president of The Shirt committee, said the Notre Dame football experience is a unique one, and this year’s Shirt seeks to replicate that.“I think it’s special because I’ve never seen a Shirt that captures a moment in the stadium, and I think this Shirt really does just that,” Andrejko said. “It’s the players walking out at the beginning of the game, holding hands, a sign of unity … and it’s the chills you get when you hear ‘There’s a magic in the sound of their name.’”To create excitement about The Shirt unveiling, the committee hosted several events last week, allowing students to design a Shirt on a cookie in the dining halls and to participate in an Amazing Race scavenger hunt, which had a prize of two on-field tickets for the Notre Dame-Miami (Ohio) game next year.“The Amazing Race, all headed by Alex Richard, was over in 11 minutes,” McCurdy said. “People were running into the final location sweating, out of breath. It was great.”Andrejko, who will serve as the president of The Shirt Committee next year, said the group looks forward to doing the event again.The unveiling ceremony itself featured free food from Barnaby’s Pizza, Let’s Spoon and ND Catering as well as performances by musical groups on campus and an appearance by Scully.The proceeds from The Shirt will be split between the Student Union and Student Enrichment Endowment, which seeks to allow all students to enjoy the Notre Dame experience regardless of their financial situation.Tags: Student Enrichment Endowment, Student Union, The Shirt, The Shirt committeelast_img read more

Villas-Boas is sure Chelsea will prevail

first_imgAndre Villas-Boas says he is confident his team will overcome Napoli and reach the quarter-finals of the Champions League.Tuesday’s first-leg loss in Naples increased the pressure on the Chelsea manager and extended the Blues’ winless run to five matches.Mata’s goal has given Chelsea a real chance of going through.But Juan Mata’s goal in the 3-1 defeat means they have a fighting chance of progressing to the last eight – and Villas-Boas believes they will get the decisive victory they need in the return leg at Stamford Bridge.AdChoices广告“We are sure we can turn this result around at the Bridge, because of the amount of chances we had [in Naples],” Villas-Boas said.“Being more clinical and more efficient in front of goal was the difference between the teams. They had an efficiency which we couldn’t find, and we paid a heavy price for the mistakes we made.“But I’m confident. We created a lot of chances and if we do that in the return match, we’ll have every chance of going through.”But Villas-Boas admitted that the expected absence of captain John Terry for up to six more weeks is a blow for Chelsea as they attempt to turn their fortunes around.“John is a very important player to us and we are hoping he will be out for less than six weeks,” he said.Follow West London Sport on TwitterFind us on Facebooklast_img read more

WCHA standings show major parity in team rankings

first_imgDespite giving up three of a possible four points to newly crowned No. 1 Minnesota last weekend in Minneapolis, the University of Wisconsin women’s hockey is just two votes away from the top spot in the national rankings. Wisconsin’s loss and shootout win at Ridder Arena also put the Badgers a point behind the Gophers in the WCHA standings with only four conference games to play.This week the Badgers will prepare for a weekend series at 8-16-4 Minnesota State-Mankato, a team they outscored 15-2 during an October sweep at the Kohl Center. Assuming the Badgers score a pair of convincing wins over Mankato and take care of Bemidji State the following week at home, they still may not have a chance to reclaim the top spot in both the WCHA and the national rankings.This is largely due the noticeable lack of parity within women’s hockey, a phenomenon especially visible in the top-heavy WCHA. In a conference that has been historically dominated by Wisconsin, Minnesota and Minnesota-Duluth, things are no different this year as Minnesota, which still plays series against North Dakota and Saint Cloud State, is virtually guaranteed to win their remaining four games.The lack of a middle class, if you will, is also evident on the national scale. The three aforementioned WCHA powerhouses all rank among the top four teams in the nation. Harvard, once a perennial national title contender, has fallen into the ranks of mediocrity and left the entire east coast without a team that appears fit to beat the WCHA powers.The last nine national championships have all been won by Minnesota, Minnesota-Duluth or Wisconsin. This pattern has catalyzed some great rivalries within the WCHA but simultaneously created a power structure that leaves little room for error amongst these juggernauts and even less for the rare underdog that emerges to challenge the traditional powers.UW junior wing Meghan Duggan, who scored the winning goal in Wisconsin’s shootout win over the Gophers last Saturday, sees a lot of talented teams out east but maybe none that can outlast the trio from the WCHA.“I think obviously if you look just on paper, the last couple national championships, it’s been all WCHA. That might give us a little bit of an edge when people look on paper,” Duggan said. “But I think the east coast teams like [New Hampshire] and some of the Ivy League schools and [Boston College] are great competitors.”No. 3 Mercyhurst is the top-ranked team on the East Coast. Mercyhurst has accumulated seven losses despite playing a schedule arguably easier than that of the Badgers. Rounding out the top five is red-hot New Hampshire, a team the Badgers beat 8-2 in late November.Duggan, who has played in two national championships in her first two years as a Badger, noted while the WCHA may provide the best individual teams each year, other conferences do provide plenty of competition.“It’s always about half Midwest and half East Coast teams in the top eight at the end of the year,” Duggan said. “I think it will be interesting to see how it all pans out this year with the NCAAs, but they do have some good competition out there.”In contrast to the men’s game, where seemingly any team can win on any night, the Badgers, Gophers and Bulldogs have monopolized the top of the WCHA, creating a crucial emphasis on winning the games they are expected to win.Nevertheless, Duggan spoke of the importance of not looking past inferior opponents.“Our team has always been good at being able to focus on the task on hand and not overlooking teams so easily,” Duggan said. “Yeah, we have beaten both teams already this season, but I think everyone in their head knows we are already a point behind Minnesota, so any slip-up just makes things worse for us.”With Minnesota hosting the WCHA playoffs this season and with the Badgers’ recent drop to No. 2, Wisconsin will most likely have to go through both the Gophers and the Bulldogs to capture the WCHA crown — all in the hostile setting of Ridder Arena.A move back to the top of the WCHA standings would give coach Mark Johnson and his team a much needed boost during the WCHA playoffs and the NCAA Frozen Four, assuming the Badgers advance that far.Despite the unlikelihood of any changes, Duggan insists the Badgers will remain positive during the last two weeks of the season and do everything they can control to earn back the No. 1 spot, both nationally and in the WCHA.“We’ll be talking about it and looking at how Minnesota does, and if anyone can upset them, maybe we can jump ahead of them in the standings,” Duggan said. “I guess you can’t predict what’s going to happen until those four regular season games are over.”last_img read more

Nigeria 2016 FMCG Games Begin on Saturday

first_imgThe opening ceremony of the 2016 Fast Moving Consumer Goods (FMCG) Games will hold on Saturday, May 28, 2016 at the Digital Bridge Institute, Cappa, Oshodi, Lagos.The 3rd edition of The Nigeria FMCG Games is the flagship sporting event of the FMCG sector. The opening ceremony will feature March Past, side-attractions, fan engagement activities, football matches and other sporting events.Speaking on the upcoming event, Chief Operating Officer of MediaVision Limited (Organisers of the event), Jimmy Sogbesan, said: “This year’s edition of the FMCG Games will exceed expectation as several elements have been added to make it more rewarding for the teams, fans and supporters.” The FMCG Games commenced in 2013 and has featured the biggest companies in the FMCG industry and this year will be no different as companies like Unilever, Nestle, Friesland Campina, Dufil and BUA Group will be participating.This year’s games will last six weeks (weekends only) and will see teams compete for medals in Football, Table Tennis, Athletics, Chess, and Scrabble.The tournament was designed to bring together employees of the FMCG Industry as well as their families and friends in an atmosphere of fun, sporting competition and networking.The FMCG Games is the brainchild of MediaVision Limited – Nigeria’s Leading Sports Marketing Company.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more

Letterkenny National Learning Network campaign for the restoration of a vital training allowance

first_imgStudents and staff from Letterkenny National Learning Network have joined the campaign to demand the restoration of a vital training allowance cruelly axed by the Government this autumn.
As students across Ireland return to college, there is public outrage that young people with disabilities will no longer receive the Rehabilitative Training Allowance of €31.80 per week that supports them to access further education and employment.This move affects all new learners that will be commencing the Access, Advance and Prospects programs. A total of seven students will be directly affected (Access 2 students, Advance 3 students and Prospects 2 students). To protest at this decision, staff from Letterkenny NLN, representing leaners, met with local public representatives, Senator Padraig Mac Lochlainn and Pearse Doherty TD at their offices, handing over petitions signed by hundreds of concerned students and parents.Senator Mac Lochlainn agreed to call to the centre to meet with the students and address their concerns personally.TD Thomas Pringle receiving petitions by the students that will be directly affected by the cuts at the NLN in Letterkenny on Monday 23rd Sept. Students and staff from Letterkenny National Learning Network have joined the campaign to demand the restoration of a vital training allowance cruelly axed by the Government this autumn. Photo Clive WassonIndependent TD Thomas Pringle also visited the National Learning Network in Letterkenny to hear first-hand how the cut will affect students at the centre.Caoimhe Begley from Kerrykeel Donegal, who is being denied an allowance said: “I feel it is not right that other learners are getting this payment and I won’t get it. “I feel angry if others in the class can go to activities and I can’t afford to do the same. It is not fair. The government should not be taking money off people with disabilities. Get it somewhere else.“This money would help me to pay for activities that would help me be more independent and develop my social skills.”NLN is the training and education division of Rehab Group, one of six disability organisations that has joined forces to urge the Government to reverse its decision.Research by Rehab has found that 90 per cent of students on its training courses could not have undertaken training without the allowance.Training providers including NLN are finding that people who expressed a strong interest in starting rehabilitative training have not pursued this option due to withdrawal of the allowance. Kathleen O’Meara, Director of Communications of Public Affairs and Fundraising with Rehab said this move is an attack on young people in Ireland who are reliant on this small allowance to be able to access training and employment.“The axing of this allowance could mean young people leaving school will be faced with little option but to stay at home, putting them at risk of isolation and depression. 

“Hundreds of young people who are entering courses are now struggling to make up the €31.80 weekly shortfall from their own resources, alongside other additional costs related to having a disability.Students and staff from Letterkenny National Learning Network have joined the campaign to demand the restoration of a vital training allowance cruelly axed by the Government this autumn. Senator Padraig Mac Lochlainn signing our petition. Friday 13th Sept Photo Clive Wasson“We want the allowance to be restored. Today we want to say that we don’t mind what Department or state agency pays the allowance, what matters is that it continues to be available. We are calling on the Minister for Health to review the decision. During that time, we want the allowance to be restored, and when the review is done, a decision can be taken on what agency or what Department should pay it.“Minister Harris has claimed that the cut to the allowance will result in €3.7m being diverted to provide some 300 additional day places. This is a smokescreen. The €3.7m figure will only emerge after four years. In reality the decision to cut the allowance from new entrants will save approximately €250,000 this year at the cost of isolating young people with disabilities from a crucial service, in a sector that is already chronically underfunded. It is a drop in the ocean in terms of the HSE budget and will not result in the additional day services that the Minister claims.” The coalition of disability organisations protesting against the cuts: Disability Federation of Ireland, Rehab, Central Remedial Clinic, Irish Wheelchair Association, Aontas and Inclusion Ireland.Students and staff from Letterkenny National Learning Network have joined the campaign to demand the restoration of a vital training allowance cruelly axed by the Government this autumn. Caoimhe Begley presenting her story to TD Thomas Pringle.Back row left to right: Elaine Byrne, Linda Mc Hugh, Glenn Hepburn, Audrey GambleFront Row Left to right: Thomas Pringle TD Caoimhe Begley. Photo Clive WassonLetterkenny National Learning Network campaign for the restoration of a vital training allowance was last modified: September 26th, 2019 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

Donegal’s topless dip gets a boost to reach €56,000 total!

first_imgOver €56,000 has been raised by 300 brave women who did a topless strip and dip for Breast Cancer in Inishowen last month.Busloads of enthusiastic ladies headed to Stroove Beach at Greencastle on a wet and chilly Friday night at the end of August to take part in the topless challenge. Together, the women braved the elements and ran into the sea for the liberating celebration – all for three great causes.The final total was revealed on Friday at a party in Rosato’s Bar in Moville. Organisers Katrina Doherty, a teacher from Moville, and Donegal Hospice nurse Mary McLaughlin were delighted to reveal the final amount. Mary McLaughlin and Katrina Doherty at Rosato’s Bar in Moville, revealing the grand total of the Half Strip and Dip fundraiser The amazing €56,452.57 will be split between the Breast Cancer Centre in Letterkenny, Cancer Care West and the Breast Cancer Ireland Schools Outreach Programme – supporting local people and local health education programmes.In Pictures: 300 women bare all at the beach for breast cancerDonegal’s topless dip gets a boost to reach €56,000 total! was last modified: September 30th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

QPR ‘discussing £4.5m bid’ for Barcelona defender

first_imgQPR boss Mark Hughes is planning an ambitious bid for Barcelona centre-back Andreu Fontas, according to The People.It is claimed talks have begun ahead of a possible £4.5m move for the 22-year-old, who has a year of his Barca contract left to run.Meanwhile, The Sun on Sunday pick up on Chelsea youngster Josh McEachran’s imminent loan move.Related West London Sport stories:McEachran poised to complete Boro moveMcEachran expects six-month loan moveAnd Chelsea are tracking Newcastle midfielder Cheick Tiote, the Sunday Mirror say.It is claimed that Magpies boss Alan Pardew believes he may get offers for Toite and Yohan Cabaye before the transfer deadline, with Manchester United also said to be interested.The Sunday Mirror also suggest Luka Modric will snub a fresh approach from Chelsea to join Real Madrid from Tottenham, who apparently plan to table another bid for Fulham’s Moussa Dembele.Follow West London Sport on TwitterFind us on Facebooklast_img read more

Quality basic education

first_imgThe National Development Plan’s vision is that by 2030, South Africans will have universal early childhood education, high-quality schooling, further education and training.NATIONAL DEVELOPMENT PLAN OUTCOME 1Researched, edited and compiled by Mary AlexanderIn 2030, South Africans will be enriched by universal early childhood education, high-quality schooling, further education and training that allows them to fulfill their potential, and expanding higher education that accelerates the shift to a knowledge economy.•  Overview•  Document downloads•  Quality basic education•  Health care for all•  Safety & freedom from fear•  Economy & employment•  A skilled workforce•  Economic infrastructure•  Vibrant rural communities•  Sustainable human settlements•  Accountable local government•  Natural environment•  South Africa in the world•  Efficient public service•  Inclusive social protection•  Nation building, social cohesion Basic education – DownloadsFind out more about the National Development Plan:• National Development Plan – full text• National Development Plan – Chapter 9: Improving education, training and innovation• Medium-Term Strategic Framework 2014 to 2019 – Outcome 1: Quality basic education• Department of Basic Education Action Plan to 2019• Infographic: Improving education, training and innovationBasic education – The visionIn the year 2030, South Africans have education of the highest quality, giving them life-changing skills and knowledge. Education make people’s life chances more equal. It is the door to success: South Africans now earn more than their parents and grandparents.A better educated population has boosted economic growth. This larger economy has space for more jobs, and has lifted more people out of poverty. Equality in education has also levelled out income inequality.In 2030, South Africa enjoys an education system with:• High-quality, universal early childhood education• Quality school education, with globally competitive literacy and numeracy standards• Further and higher education and training that allows people to fulfil their potential• An expanding higher-education sector that boosts incomes and productivity, and shifts South Africa towards a knowledge-based economy• A wider system of innovation that links universities, science councils and independent research and development institutions with priority areas of the economyBasic education – The challengesThe quality of education for most black children is poor. After 12 years of schooling, many can’t find jobs. Poor education also reduces the earning potential and career mobility of those who do get jobs – and limits the competitiveness of South African businesses.In poorer communities, schools are still substandard, textbooks are not delivered and teachers are not motivated and well-supported. Poor communities cannot support their schools and school governing bodies to the same extent as wealthier communities. Weak management and accountability leads to poor use of taxpayer resources.While socioeconomic conditions of learners constrain learning achievement it is clear that in South Africa unequal schooling aggravates socioeconomic disadvantage, rather than mitigating it.Basic education – Action requiredThe work of improving education in South Africa starts at home, moves on to basic schooling and ends only in the laboratories and seminars of advanced research and development.Action is needed in the following areas:• Households and communities• Management of the education system• Competence and capacity of school principals• Teacher performance• Further education and training• Higher education• Research and developmentHouseholds and communitiesProper nutrition and diet, especially for children under three, are essential for sound physical and mental development. The NDP makes recommendations on child nutrition, helping parents and families to break the cycle of poverty, and providing the best preparation for young children – including a proposal that every child should have at least two years of preschool education.Management of the education systemReducing layers of bureaucracy would make more resources available to support schools and teachers. The general rule of thumb is that interventions, both supportive and corrective, need to be inversely proportional to school performance.In this way, better-performing schools can be given the freedom to get on with the job, as long as there is measurable improvement. The National Development Plan makes specific recommendations focused on better support to schools, delivering the basic necessities for a good education and measuring the right things.It also proposes a campaign to improve infrastructure in poor schools, especially in rural areas.Competence and capacity of school principalsThe common feature of all well-run schools is leadership. The Department of Basic Education has recently launched a programme to measure the competencies of principals and deputy principals.This survey will also help identify weak performers, based on learner scores, and allow for appropriate support for principals and teachers. Principals should be selected purely on merit, be given greater powers over school management and be held accountable for performance.Teacher performanceThe NDP’s proposals cover training, remuneration, incentives, time on task, performance measurement, and content and pedagogical support. Professionalism and the conditions that enhance professional conduct must be rebuilt, and accountability for performance needs to be enhanced. This means that professional development, peer review, school infrastructure, the provision of learner support materials and teacher support systems need to be strengthened.Teachers, both individually and at school level, should be held accountable for learner performance, with due recognition of the learning environment.Further education and trainingAccording to the NDP, the further education and training system is not effective. It is too small and the output quality is poor. Continuous quality improvement is needed as the system expands.The quality and relevance of courses needs urgent attention. When quality starts to improve and the employability of graduates begins to increase, demand for FET services will rise automatically.Simply growing the sector without focusing on quality is likely to be expensive and demoralising for young people, further stigmatising the system. By 2030, the FET sector should cover about 25% of the age-relevant cohort, implying an increase from about 300 000 today to 1.25-million by 2030.Higher educationThe performance of existing institutions ranges from world-class to mediocre. Continuous quality improvement is needed as the system expands at a moderate pace.A major challenge is that poor school education increases the cost of producing graduates, and a relatively small number of black students graduate from universities. Increasing participation and graduation rates, with the option of a four-year university degree, combined with bridging courses and more support for universities to help black students from disadvantaged backgrounds, is likely to yield higher returns.Research and developmentA simultaneous focus on R&D and on the calibre of teaching would improve the quality of higher education, but without attention, inadequate human capacity will constrain knowledge production and innovation. Universities need to become centres of excellence at the cutting edge of technology. By attracting students from abroad, universities can generate revenue and increase the skills pool. Students from abroad who graduate from South African universities should qualify for a seven-year work permit to encourage them to stay and work here. While South Africa needs to spend more on R&D in general, the institutional setup also needs to improve the link between innovation and business requirements. Government should partner with the private sector to raise the level of R&D, with resources targeted towards building the research infrastructure required by a modern economy.Basic education – Key medium-term goals for 2019South Africa’s Medium Term Strategic Framework (2014 to 2019) identifies the following sub-outcomes to achieve quality basic education.• Improve quality of teaching and learning through development, supply and effective utilisation of teachers• Improve quality of teaching and learning by providing infrastructure and learning materials• Regular annual national assessments to track improvement in the quality of teaching and learning• Improved Grade R and planning for extension of early childhood development• A credible, outcomes-focused planning and accountability system – building state capacity to intervene and support quality education• Partnerships for a strong education systemBasic education – Key medium-term targets for 2019South Africa’s Medium Term Strategic Framework (2014 to 2019) identifies the following targets to achieve quality basic education.GRAPHIC: MARY ALEXANDERWould you like to use this article in your publication or on your website? See Using Brand South Africa materiallast_img read more

Chronicle Your Road Trip with #Geocaching15 Photos!

first_img SharePrint RelatedGeocaching Road Trip ‘15 – Ain’t no Mountain High Enough… for GeocachersJune 9, 2015In “15 Years”A Geocaching Life in Pictures – Farogdatter – Celebrating 15 Years of Geocaching in 15 PicturesMay 28, 2015In “Community”Ain’t no Mountain High Enough… for Geocachers – The Photo AlbumJune 14, 2015In “15 Years” Tag Your Geocaching Road Trip ’15 Photos with #Geocaching15This summer, geocachers around the globe will embark on the Geocaching Road Trip ‘15 to celebrate 15 years of adventure and exploration. Nowadays, no road trip is complete without photographic evidence! Tag your posts on Instagram with #Geocaching15 for the chance to have your photos become geocaching famous.Over the next few months, we’ll feature our favorite photos tagged with #Geocaching15. Sign up for the Geocaching Co-Pilot mailing list to see if your photos are featured.At the end of Geocaching Road Trip ‘15, we’ll select the best of the best and feature them in our weekly newsletter (reaching over 6 million geocachers around the world!) and on social media. Here are some of our favorite photos to get your wheels turning:Unique destination. Photo by @5montreals.Scenic view. Photo by @chrrich80.Selfie stick shot! Photo by @jo.si.GoPro! Photo by @tenchy.Extreme geocaching. Photo by @headhouze.Geocaching Founders Jeremy, Bryan, and Elias back in the day!Road trip! Photo by @kylejamesburgess.Need inspiration? Check out Geocaching on Instagram.Share with your Friends:Morelast_img read more

10 Reasons Why Now Is Not A Good Time To Buy Apple Stock

first_imgA Web Developer’s New Best Friend is the AI Wai… Tags:#Apple#Apple TV#Finance Top Reasons to Go With Managed WordPress Hosting Related Posts Reason 10: Conspiracy Theory TimeApple, along with the rest of the market, is manipulated – by, whom I don’t know: Ben Bernanke, Jamie Dimon and Goldman Sachs, the Rothschilds, aliens from the hollow earth – all definite possibilities. Last Friday, the blogosphere was alight after Apple closed at exactly $500.00 when we all knew a close under $500 would be very bad for Apple, and thus the market, because in the last few years, Apple was the market. But that all changed. If you were watching closely, you might have wondered why AAPL plummeted five bucks in the last moments of trading last Friday. Apparently, some whale dumped 800,000 shares of Apple one second before the market close, and bought an equal dollar amount of ES-Minis (S&P 500 futures).WTF is that? Do you really trust a market where such things are commonplace? Anybody who owns any individual stock these days is taking a helluva risk. (More disclosure: I own some individual stocks.)The Counter ArgumentsThere are two main counter-arguments for buying Apple:One is the fact that it enjoys a low price-to-earnings (P/E) ratio, right round 10. Long story short, P/E ratios are rarely a good indicator of when to buy a stock, and do not necessarily a bargain make. A great time to have bought Apple was in October 2004, when its P/E ratio was 45.The other is that Apple has tons of cash in the bank ($137 billion or so – enough to buy every man, woman and child on the planet the new Nicki Minaj CD and a slice of pizza). Unfortunately, Apple doesn’t have ready access to most of that money, as the company is stashing it overseas for tax reasons.Sure, maybe Apple may have one last ace up its sleeve with the Apple TV, but we won’t know until it finally gets here – if it ever does.To sum up, Apple’s leadership and vision are suspect, its market share, margins and cool factor are shrinking, the stock is technically broken, and it’s over-owned and over-loved. To me, it looks bad, really bad. But I’m so bearish that I’m probably wrong already. Apple could still get to $1,000 next year. But whether it hits new heights or falls to $200, or both, expect plenty of volatility, dead cat bounces and flash crashes along the way.With that in mind, maybe the one thing I should have told my nephew before he bought his five shares Wednesday morning is this: “Nobody knows anything.” On the other hand, as it was his first stock trade, this was probably a wonderful learning opportunity for him. He now knows everything he needs to know about the stock market.Finally, please remember that everything I’ve said is provided for education and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness or fitness for any particular purpose. These points are not intended to be and do not constitute financial advice, investment advice, trading advice or any other advice. You should not make any decision, financial, investments, trading or otherwise, based on any of the information presented on this forum without undertaking independent due diligence and consultation with a professional broker or competent financial advisor.Lead image courtesy of bloomua / Shutterstock. Other images courtesy of Shutterstock and ReadWrite. Reason 4: Trees Don’t Grow All The Way To The SkyApple has enjoyed a lovely run, from $6.56 a share on April 17, 2003 to slightly more than $702.10 last September 19, an increase of – wait for it – slightly more than 107,000%. Do you think the stock is going to repeat that growth over the next 12 years? Are you crazy? Did you pass middle-school math?The company’s revenue growth has also been astounding: Apple grossed $156 billion in 2012, vs. $6.2 billion in 2003, or “only” an increase of about 25 times. If it were to repeat that performance, in 10 years Apple’s revenue would be close to the GDP of a major European nation, like the UK, France or Italy. Not likely. Reason 5: Never Catch A Falling KnifeApple was a “generational buy” last November 16th at $522 per share, according to CNBC’s Joe Terranove. I’m not sure how long a generation is – 20 years? But Apple was in the $300s just 15 months ago. Is 15 months a generation? If it was a generational buy at $525, what is it at $450? So maybe a generation is now 10 weeks?Reason 6: There’s Nothing Sadder Than A Momentum Stock That’s Lost MomentumRemember our old friends Krispy Kreme, Soda Stream, Crox, Solar Fun…? Better yet, let’s try to forget them. I’m not comparing Apple the company to those companies, but Apple the stock is all too similar.Reason 7: Apple Is Over-Owned And Over-LovedOne out of every four mutual funds owns Apple, and many have limits on how much of one individual stock they can own. Apple makes up 20% of the Nasdaq 100 (QQQ). Who’s left to buy it? Remember what happened to Sun, Microsoft, Cisco and Qualcomm – other brilliant, innovative, widely owned and loved stocks when the chickens came home to roost? To put things in perspective, Apple’s staggering loss of $70 billion in market capitalization in one day last week was only the third largest one-day drop in history – Microsoft holds first and second place, from back in the Spring of 2000. It was also a can’t-miss company that grew like crazy year after year – until it didn’t. And Microsoft stock is still only about a quarter of what it was at its peak, 12 years later.Reason 8: Technical AnalysisApple’s been carving out a textbook head-and-shoulders chart pattern for a few months now, with left and right shoulders at around $590 per share.This is a very common pattern, so common it holds true only about 50% of the time. But as Apple has become a plaything of hedge funds and algos (over 70% of trading on Wall Street is computer-based these days), it has worked perfectly with various technical analysis methods. Turns out Apple did start to fulfill the head-and-shoulders prediction last week, when it broke the neckline at $500, and according to some, is now perhaps headed to $340.  Perhaps not coincidentally, $340 is also a classic 50% Fibonacci retracement of the March 2009 to September 2012 climb from $80 to $700.Some other technical analyses to keep in mind: Apple made a “death cross” last December 10, meaning the 50-day-moving average dipped below the 200-day-moving average. The stock is now trading well below both its 50-day and 200-day moving averages. As Apple started its descent in September, the volume picked up on selling, and was light on the uptick days; those mini-rallies were probably due to short covering. This is not a pretty picture.Finally, note that the stock went vertical at $425, and is destined to return there, according to Jeffrey Gundlach, perhaps the world’s most successful bond trader. But if you look at the chart, there’s some gaps around $375, and the initial take-off was on very light volume. Hard to imagine a worse technical setup.Reason 9: The Market Was Going Up While Apple Was Going DownMost damning of all, perhaps, is the fact that the market went up the last two days of last week. Apple couldn’t even manage a dead-cat bounce on short-sellers covering their positions back up to $500, even on a fairly positive day, with good economic news. Imagine if the market in general was tanking, how bad this would be? In general, it’s a good idea to stay away from stocks that show red while everybody else is green.center_img My nephew called me the other day, the morning before Apple released it fourth quarter earnings last week, and asked me if he should buy Apple stock. His “friend,” a stock broker, said he couldn’t think of “one good reason why not to buy the stock.”I didn’t get a chance to speak with him before he pulled the trigger; My nephew got in at $510 per share or thereabouts. But if I had, I would have shared these 10 good reasons not to buy Apple stock – and they’re just as true after that post-earnings collapse.(Disclosure: I’m a long-time Apple fanboy, I currently have four MacBooks, an iMac, an iPad, 2 iPhones and I don’t know how many iPods in my house. I still think the Apple IIci is the greatest computer ever made.) Reason 1: As You May Have Heard, Steve Jobs Passed AwayAlthough most often kindly thought of by the general populace as a brilliant innovator and visionary, Jobs was also “kind of a dick” – which is, of course, the best kind of guy to run a gigantic multinational corporation. Tim Cook was a great CFO, but may not be sociopathic enough to be a great CEO – and he doesn’t emit a reality distortion field. Apple leadership also took a big hit when Cook fired Scott Forstall, Apple’s most prolific inventor. Which brings us to…Reason 2: Apple Is No Longer InnovatingRemember how crazy people went over the iPhone when it first came out? Over the iPad in 2010? Those products were “beautiful” and “revolutionary” and cool as hell. Now we’ve got the iPad Mini and the iPhone 5 – and the reaction is… not so much. As far as status symbols go, the iPhone is now sold at a discount at WalMart.Reason 3: Apple Now Has Real Smartphone CompetitionYou might disagree, and will let go of your iPhone only when somebody pries it from your cold, dead fingers. But lots of people love those Samsung phones with the big-ass screens, not to mention the Google Nexus 4 – if the Nexus supply wasn’t constrained, Apple might have sold evenfewer iPhones, and iPhone sales account for an incredible two-thirds of the company’s profit. bernard meisler Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Marketlast_img read more